Get your questions answered by industry leaders from a variety of specialist international financial institutions in an informal and relaxed atmosphere. Below you will find an overview of all the speakers attending some or all events.
Le Tour de Finance Speakers
Michael Lodhi
Spectrum-IFA
Independent Financial Advisers in Europe
Michael joined the International Financial Services Industry in 1991 working first as an Adviser and later Regional Director Europe for Mondial Expatriate Services. In 1999, he joined Luxembourg based European Business Network S.A. to run the International Division. In 2003, Michael formed The Spectrum IFA Group with a number of colleagues. In 2009, he founded an IFA Trade Association, “The Federation of European Independent Financial Advisers (FEIFA)”. Michael is also a Board Member of another IFA trade association, La Fédération Européenne des Conseils et Intermédiares Financiers (FECIF).
Mark Ommanney
Tilney
Professional investment management through a range of multi-asset solutions
At Tilney, your personal wealth is our personal responsibility. We are a leading private client investment company that was founded over 180 years ago and is now trusted to look after more than £20 billion of assets for clients around the world. All of our services are underpinned by a disciplined investment process and delivered by some of the UK’s most experienced and highly qualified investment professionals.
We offer a broad range of investment solutions, from bespoke investment management to our dynamically managed multi-asset funds. So whatever your stage of life or level of assets, your adviser can help you select the most appropriate service to match your financial objectives and help you achieve your lifestyle goals.
Jeremy Ferguson
SEB Life International
Insurance based investment products
Jeremy Ferguson has worked with SEB Life International since 1995, shortly after the company was founded and has worked closely with The Spectrum Group for the last ten years.
SEB Life International specialises in the provision of tailored EU insurance policies and offers bespoke propositions to suit complex investment needs. They transact business almost exclusively within European Union markets and have a diversified suite of locally tailored products on offer to clients within these chosen markets.
In France they offer a fully compliant Assurance Vie Contract, designed with the English speaking expatriates in mind, and ensuring all of the locally available benefits apply. They have been operating in France since 2008, with an ever increasing client base.
Paul Forman
Momentum Pensions
The International Pension Solution
Momentum Pensions works with your financial adviser to find the best solution to meet your retirement goals with pension solutions across multiple jurisdictions.
We have links with all the major International Life & Investment companies, or if you prefer to use something bespoke, we can work with your financial adviser to design the right investment strategy for you. As an expat about to retire, we provide all the support and help you need to ensure the seamless transfer of your pension. Wherever you are in the world we are accessible through one of our dedicated and fully serviced offices based in Malta, Gibraltar, the Isle of Man and the UK.
Core propositions
QROPS schemes in Gibraltar, IoM or Malta
QNUPS in IoM
UK SIPP & SSAS pensions
David Denton
Old Mutual International
Long Term Savings & Pension Solutions
David is Head of International Sales and has spent 25 years in the offshore investment industry, 17 of these with his current employer. David trains and presents to professional and lay audiences world-wide on the subject of wealth structuring, with an emphasis on the expatriate client, focusing on property, investments and pensions. Old Mutual provides long term savings, investment and pension solutions throughout over 30 jurisdictions. With numerous options available, and increasing complexity with both UK and international pension schemes, advice is essential when constructing a plan for decumulation in retirement, in the most flexible and tax efficient manner.
Chris Wanless
Rathbone Brothers Plc
Wealth Investment Management
Rathbone Brothers Plc, through its subsidiaries, is a leading provider of high-quality, personalised investment and wealth management services for private clients, charities and trustees. This includes discretionary investment management, unit trusts, banking and loan services, financial planning, unitised portfolio services and UK trust, legal, estate and tax advice. Rathbone Brothers Plc are a FTSE 250 company listed on The London Stock Exchange, employ over 1,100 staff in 16 locations across the UK and Jersey and have total funds under management of £34.2 billion
Rachel Lee
Standard Bank
International Banking Service
During the past 20 years, Rachel has built considerable experience in a number of areas including; investment advisory, merchant, corporate and commercial banking, and of course multi currency personal banking, backing this up with a number of relevant professional qualifications. Standard Bank’s simple yet very effective banking solutions and open honest approach to business attracted Rachel to join the Bank in 2012, initially to set up their Latin American business. Rachel became Head of the Isle of Man’s Distribution business in July 2016 and is immensely proud of the work carried out by her team who exist to nurture and further develop the global business into the future. They are making exciting advancements into extending the digital capability, and continuing to remain in great financial shape despite the ongoing challenges of worldwide economic conditions.
Andrew Wallace
Prudential International
Prudential International Products
Andrew is the international Sales Director and has been employed in the Financial Services industry for over 25 years. The majority of that time has been spent with Insurers in sales and business development roles, dealing with financial intermediaries. He’s been with Prudential for 9 years and held a number of senior positions prior to appointment into his current role in January 2008, where he has responsibility for Prudential UK & Europe’s non-UK distribution.
Calum Harkiss
Currencies Direct
Currency Exchange made easy
Calum left the British Army in 2007 after serving for 24 years. Postings included Berlin, Bosnia, Kosovo, Iraq, Belize and Northern Ireland. Married for 15 years to Rosie, he settled well to civilian life, having worked as a project manager for the University of Glasgow before deciding to move permanently to France. For the last 8 years, Calum has worked for Currencies Direct as a regional coordinator covering the Brittany and Normandy regions. This includes promoting Currencies Direct at both national and international events such as le Tour de Finance, A Place in the Sun, The French Property Exhibition and The France Show. He is also responsible for looking after private clients, corporate clients and partners of Currencies Direct here in France.”
Sue Cook
Currencies Direct
Currency Exchange made easy
Sue Cook works in the Centre Ouest region of France for Currencies Direct. She moved to France 14 years ago to escape the rat race and bring up her family in a less pressurised environment.
Sue previously worked as an Estate Agent in Rochechouart and moved to Currencies Direct 5 years ago after being recommended by one of her previous clients.During that time her area has grown considerably and she now covers an area from south of the Loire to the Lot & Garonne.
Stéphanie Glasper
HENT Law firm
International Tax
Stéphanie is an avocat and founding partner of HNET. A graduate of Montpellier I University (PhD in international tax law – Master’s degree in business law – DJCE). Stéphanie has worked in a foreign fiduciary and in several law firms. A British and French national, having lived in the UK and in the Netherlands before relocating to France.
A lecturer in EDHEC and Montpellier I University for several years on international tax subjects, and author of various articles on tax residence, holding companies, trusts, inheritance planning.
Main activities :
International mobility of individuals and companies, estate planning, structure and coordination of real estate operations, tax returns, assistance with tax audits.
Guillaume Poissant
AXA CL&P Assurances
Health Insurance
GUILLAUME Poissant has been working as an Agent Général in Brittany since 2008.
He has been with AXA for over twenty years in various positions, including an actuary in Paris and an underwriter in Cardiff.
Recently merged with a fellow agent, AXA CL&P ASSURANCES offer expert financial and insurance advice for the expat community in France.
Health Insurance is a important part of a move to France and Guillaume will make sure you get a full understanding of the French health & social security system and define a policy that best suits your particular needs.
Karolyn Chauvigne
Currencies Direct
Currency Exchange made easy
Karolyn Chauvigne is the regional coordinator for Currencies Direct. She originally moved to France 20 years ago after working for many years as an Underwriter at Legal & General head office in Brighton/Hove in the UK.
Karolyn lives in the Loire Valley region of France with her French husband and 3 children. She was an Estate Agent for E.P.I. Immobilier in Saumur for 8 years, during which period she was a partner of Currencies Direct. Karolyn now works directly for Currencies Direct and covers the Maine et Loire and surrounding departments.
Robert Walker FCSI
Rathbone Brothers plc
Portfolio investment management
Robert joined Rathbones in 2014 as Investment Director. He started his investment career over 20 years ago at Coutts & Co as portfolio manager in their investment department after graduating from Newcastle University with a degree in Economics and Business Management in 1994.
After gaining his investment qualifications at Coutts he then moved to the private client division of Invesco Perpetual as Investment Director in 1998 and was responsible for the integration of Perpetual’s private client division, focussing on the management of both UK and international private client portfolios. In 2004, Invesco Perpetual sold their private client division to Singer & Friedlander and, in 2008, Robert joined Jupiter Asset Management with the same team of individuals he has worked with since 1995.
Finally, Jupiter sold their private client division to Rathbones in 2014, where Robert retains his specialism of managing investment portfolios for high net worth individuals, trusts, charities and pension funds, both in the UK and for international “ex-pats” by working in partnership with specialist financial advisors in Europe. He is a Chartered Fellow of the Securities Institute.
Dennelle Taylor Nizoux
Renestancec
Assistance in relocating and moving to France
Dennelle Taylor Nizoux is the President of Renestance and a bilingual American who’s lived in France since 2000. Before moving to Montpellier in 2010 with her family, she worked in Paris for an global telecom, leading teams in Business Development, Strategy, and Project Management. She loves so many things about France, its language, culture, geography, quality of life… that she started a business to help others realise their dreams of living in this incredible place.
John Parkin
Kames Capital
Investment Management
John Parkin joined Kames Capital in November 2006 as a Business Development Manager. His role involves developing relationships with clients in Switzerland and the Benelux countries. Prior to joining us, John worked for HSBC. He studied Economics at Edinburgh University, and has passed the IMC and the CFA. John has 11 years’
Gregory Goossens
TAXPATRIA
Expat Tax Lawyer
Gregory is a tax lawyer and a member of the Brussels Bar Association since 2006. TAXPATRIA, established in 2010, assists expatriates on a variety of tax matters. Their services range from compliance to advisory and, if necessary, assisting clients with administrative proceedings and handling tax litigation before the Belgian courts. For those entrepreneurs that are planning to set-up their business in Belgium, they provide a full range of start-up services ranging from registering formalities to consulting on minimising tax liabilities and reducing labor costs. TAXPATRIA specialise in global mobility and cross-border employment.